Your Mortgage, Made Simple – with Results You Can Count On
I’m John Carvalho, your go-to mortgage expert in Union, NJ. Whether you're buying your first home, refinancing, or investing, I’ll guide you every step of the way. With years of experience and the backing of CrossCountry Mortgage, I deliver smooth closings, fast approvals, and loan options others can’t.
From FHA and VA to jumbo and unique programs, I tailor every solution to your goals—because you deserve more than a loan... you deserve a win.
Let’s make it happen.
Have John Carvalho Contact Me About
John Carvalho
Branch Manager Union, NJ Mortgage Loan Officer
NMLS# 280297
Cross Country Mortgage
530 Chestnut Street, Suite 202
Union, NJ 07083
Phone: (908) 447-4695
Email: